Commercial short-term

Transport cover for the load and the road.

Goods in transit, haulage, and the commercial vehicles that move work around the country. Transport insurance is a core short-term line at MLS Brokers.

The truck is one risk. The cargo is another.

Transport insurance is easy to flatten into “the bakkie and the truck.” That is only part of it. The vehicle has a motor risk. The goods have a transit risk. The haulier has a liability to the owner of the load. Those are different questions, and they are often answered on different wordings.

MLS Brokers places transport insurance as a commercial short-term product. We start with what you carry, whose goods they are, where you run, and how the vehicles are used. Cross border, night runs, high-value loads, and subcontracted hauliers all change the conversation.

If you own the fleet and carry your own stock, say so. If you carry for other people, say so. If you hire trucks in for peak months, say so. The quote is only useful if those facts are on the table.

Get started

Tell us what you carry

Send the details of the risk, or call the Pretoria office. A broker will phone you.