Commercial short-term
Concrete mixers, plant, and the liabilities around the work.
This is the centre of the practice. We place commercial and business insurance, with a particular focus on concrete mixers, plant and engineering risks, and transport.
The commercial book, as we place it.
Commercial and business insurance is the ordinary schedule: buildings, contents, stock, and the covers that sit with a trading company. Around that sit the specialist short-term lines. The three to see first are concrete mixers, plant and engineering risks, and transport.
Concrete mixers
Ready-mix trucks, boom pumps, batch plants, and cement tankers that earn on site and in the yard.
Plant and engineering risks
Risks that do not sit neatly on a standard commercial schedule.
Transport insurance
Goods in transit, haulage, and the commercial vehicles that move the load.
Specialist liabilities
Public, products, employers, and the liability that sits around the work.
Commercial and business
Buildings, contents, stock, and the day-to-day short-term cover a business needs.
Agricultural insurance
Farm buildings, implements, and the plant that works the land.
Body corporate and sectional title
Sectional title buildings and the common property a scheme must insure.
Aviation insurance
Aircraft hull and the liability that travels with it.
Marine insurance
Cargo, hull, and the goods that move by sea.
What we need to quote.
A commercial quote is only as good as the facts. For concrete mixers and plant, send a schedule with values, serials if you have them, and where the machines sleep. For transport, tell us what you carry, where you run, and how the vehicles are used. For liability, tell us what the business does, who comes onto site, and the limit you have in mind.
If you do not have a schedule ready, write a paragraph. A broker will phone you and take it from there.
Get started
Place the commercial risk
Send the details of the risk, or call the Pretoria office. A broker will phone you.