Commercial short-term
Specialist liabilities around the work.
Not every claim is a stolen machine or a damaged load. Liability is the cover for injury, damage, and alleged failure that sits around a commercial business.
The claim that is not about a thing you own.
Concrete mixers, plant, and transport sit on the assets and the cargo. Liability sits on what you do. A visitor is hurt on site. A product fails in someone else’s hands. An employee alleges the workplace caused the injury. A client says the advice was wrong. Those files are different from a stolen truck mixer, and they need their own wordings.
MLS Brokers treats specialist liabilities as a commercial short-term focus, next to plant and transport. The starting point is a plain description of the business: what you do, where you do it, who comes onto your premises, and whether you work away. Limits, excesses, and extensions follow that.
We will not pretend a website can underwrite a liability risk. Send the description. A broker will phone you.
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Describe the business
Send the details of the risk, or call the Pretoria office. A broker will phone you.