Commercial short-term
Plant and engineering risks, for the machines and the contract.
Some risks do not sit on a standard commercial schedule. Specialised machinery, hired-in plant, and the contract itself. Plant All Risk covers the machines. Contractors All Risk covers the works, the site liability, and damage to surrounding property.
Cover for plant and engineering risks.
Specialised machinery is often the largest movable asset on the balance sheet, and it moves. They work on other people’s sites. They sleep in yards that are not always as tight as they should be. They get hired in for a contract and hired out again.
Plant All Risk is the short-term class for that equipment. It is not motor. It is not a contents extension. It is a schedule of plant, with values, and a conversation about where the equipment works and where it is kept.
Contractors All Risk sits beside it. That policy is for the contract works, site liability, and surrounding property. The conversation usually starts with what you own, what you hire in, the contract value, and security at the yard. If the list is messy, send it anyway.
Get started
Send the plant schedule
Send the details of the risk, or call the Pretoria office. A broker will phone you.